Pet insurance is becoming more and more popular in Australia. It offers you peace of mind as it covers some or all of the treatment costs if your pet was ever involved in an accident or suffers a sudden illness. There is no equivalent of Medicare for pets, thus often treatment costs exceed what an equivalent problem would cost for a human patient. Did you know that 24 hr emergency care for animals can cost over $1000 per day? Some surgeries such as repair of fractured bones or exploratory surgery can also add up to thousands of dollars and that does not even include the recovery and aftercare treatment. It is a heartbreaking situation to have to choose between the health of your pet and financial constraints, so for peace of mind we strongly recommend that your pet is insured.

There are several companies that offer pet insurance and we can help you find one that best suits your needs and your pet.

Important aspects that vary between companies and their policies:

• Cover options: accident only, accident & illness, and comprehesive accident, illness and routine care
• level of excess per condition
• premium charged
• higher charges for particular breeds
• maximum age to start insurance cover
• annual claim limits
• multiple policy discounts
• coverage limited to one year or all-of-life
• pre-existing illness exclusions

Examples of Insurance Policies in Australia

www.prosure.com.au

www.petplan.com.au

www.afspetmed.com.au

www.startgard.com.au

www.petsecure.com.au

www.rspcapetinsurance.com.au

www.vetsown.com.au

www.manchesterunity.com.au

www.insuranceline.com.au

www.1300insurance.com.au

www.BowWowInsurance.com/PetInsurance

It is worthwhile checking your Private Health Insurance and Home & Contents Insurance Policies as the same companies may offer Pet Insurance thus enabling a multi-policy discount. Such companies include Medibank Private, HCF, Real Insurance and Allianz.

We highly recommend pet insurance and encourage you to discuss it with us at your next visit. Getting a policy for a young pet helps avoid exclusions for pre-existing conditions.